Show HN: Ray – an open-source AI financial advisor that runs in your terminal

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I&#x27;ve been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback.<p>Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine.<p>Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced w